Does your Mexico auto insurance meet the coverage limits required by law?

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Jim Lewis of Santa Monica is a pioneer in insurance services for tourists to Mexico. His concern for consumer affairs was fueled by a 1980 internship with Ralph Nader, and this experience led to a revamping of consumer pricing for Mexico auto insurance policies.

“When I began my insurance career with Hart and Lewis in 1981, coverage and rates in Mexico were government regulated,” he recalls. “But by forming travel clubs, we were able to create group rates, which resulted in dramatic savings for the tourist. Today, our tourist liability rates are the lowest you’ll find from the strong underwriters with whom we work.”

Mexico is a natural for this California native.

“Just as it is here, not all policies are created equal. Although your driver’s license is valid, your US automobile policy does not cover you in Mexico. Unfortunately, should you have an accident, you don’t want to worry about all the details, so we’ve done that for you. Mexico’s laws are different. That’s why our policies include legal aid to cover attorneys, bail, etc. I cannot recommend this more highly.

“Back in 1981, uninsured drivers were a real problem. Today, most states require auto insurance but in all states as well as the Distrito Federal, liability is required under civil law with a limit of 5,000 days of the local minimum wage for a negligent fatality. Make certain you have enough coverage! It can be close to $300,000 needed just for the death of one person.

“The limits you carry in Mexico need to be as much as those you carry on your US or Canadian auto liability policy, as claims for Death Liability in Mexico will now be similar to the damages that are often imposed by courts in the US and Canada in similar cases.”

StateCriminal PenaltyCivil Penalty
Baja California Sur$51,397$296,397

The table atthe right shows why people need $500,000 CSL liability limits now that include coverage for Civil and Criminal.

“In addition, all our auto policies include an International and Domestic Air Ambulance at no additional cost for greater peace of mind. It covers you in the event of injury in an automobile accident as well as for life threatening illness, and can transport you to San Diego, Houston or Vancouver, BC, Canada.”

There’s much more in our basic policy as well as optional add-on services to meet your own personal needs.

Driving in Mexico is a wonderful way to experience the country up close. Just make sure you’re covered for the unexpected. At Lewis and Lewis [LINK TO] we’re happy to help.

Effective September 2014 and underwritten by Qualitas Compania de Seguros, S.A. de C.V. the largest insurer of Vehicles in Mexico

Lewis and Lewis Mexican Tourist Auto Insurance Policies automatically include more coverage

  • $500,000 CSL Liability for Bodily Injury & Property Damage
  • $100,000 CSL Legal Service, Attorney Fees, Bail & Defense
  • Medical Payments $10,000 per person; $50,000 per accident
  • Air Ambulance for Illness as well as Accident
  • Emergency Roadside Assistance & Reimbursement
  • Uninsured Motorist Property Damage $3,500
  • Full Coverage adds: Repair in the USA, Canada or Mexico
  • $500 Deductible Collision and Natural Disaster
  • $500 Deductible Total Theft

More Mexican insurance coverage, a superior value and the best choice!

Example prices

Liability only Total 3 day cost $27.14

  • $9,999 Vehicle Full coverage Total 3 day cost $38.10
  • $19,999 Vehicle Full coverage Total 3 day cost $44.92

Liability only Total Annual Cost $162.00

  • $9,999 Vehicle Full coverage Total Annual Cost $272.00
  • $19,999 Vehicle Full coverage Total Annual Cost $362.00

You needed more Liability Coverage and now you have it!

We also Insure

  • Mexican Registered Vehicles
  • Homes in Mexico
  • Boats in Mexico
  • International Travel Medical
  • International Major Medical
  • California Automobiles and Motorhomes in the USA

Lewis and Lewis Insurance Agency, Inc.
2950 31st Street #140
Santa Monica, CA 90405

Toll free (800) 966-6830
(310) 399-0800
Fax (310) 450-0700

California Surplus Lines License #0645420

Apply online and print your policy in minutes!

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1 thought on “Does your Mexico auto insurance meet the coverage limits required by law?

  1. Securing auto insurance while traveling in Mexico is crucial. Whether it’s for a weekend getaway or an extended road trip, having the right coverage provides peace of mind. It’s essential to understand the differences in regulations and coverage between Mexico and other countries, ensuring that you’re adequately protected in case of an accident or emergency.

    MexInsurance is your go-to for top-notch Mexico auto insurance. Their tailored policies ensure your vehicle’s protection while traveling in Mexico. Trust MexInsurance for comprehensive coverage and peace of mind on the road!

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