John R
Jun 11, 2002, 7:54 PM
Post #6 of 10
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car insurance
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If you plan to keep the car legal in the United States, you may need to show proof of insurance in the state where it is registered. It's not clear to me if you are registering it in Mass. or Texas. Different U.S. states have different polices about insurance requirements, and insurance purchased for one state may or may not be valid for car registered in another jurisdiction. I'm also not familiar with the requirements in those two states.<p>California -- where my car is registered -- is relatively strict about insurance. But I find that I can get year-round minimum coverage for a couple of hundred dollars a year under a policy sold by a San diego-Tijuana company. It's apparently a policy aimed at Mexicans visiting the states. But it gives me the insurance certificate to show the dmv and the highway patrol. Since I only bring my car to the States once every other year to be smog checked and re-registered, that's no big problem.<p>I have tried to keep my car legal. Technically, if you were involved in a real spat, I suspect that a Mexican insuror could beg off of coverage if your car were not legally registered in its home jurisdiction at the time of the incident. An interesting question, at any rate.<p>Many people ignore that problem and keep their cars here seemingly forever. I have never heard of anybody with insurance problems over that issue, so I am probably being overly cautious.<p>I'm paying about $1,000 a year for Mexican insurance, a very deluxe policy. I've only used it once -- and they were great (grupo nacional provincial). I know other folks with policies that cost half that and who have had no problems.<p>
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