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jack

Jun 23, 2002, 7:47 PM

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Auto papers needed to cross border?

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We have two automobiles. One is mortgaged, thus we do not have a title on it until the mortgage is cleared. The other one is much older, but has no mortgage, and I have a clear title. Will a Texas certificate of licence registration be enough to show ownership on the newer car, or will we have to bring the older car with a clear title into mexico for a ten day trip?



jennifer rose

Jun 23, 2002, 7:53 PM

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Auto papers needed to cross border?

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You must show the certificate of title, which is an entirely different instrument than the registration. If a lender has a security interest in the car, then you must have written, notarized permission of the lienholder to temporarily import the motor vehicle. Whether to grant that is entirely up to the lienholder. Most lienholders also hold the certificate of title until the lien has been released, so you would want to ask the lienholder to release the title to you for the purposes of the trip. Note, you aren't asking the lienholder to release the lien, simply the title.


Russell Kveton

Jun 24, 2002, 3:56 AM

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Texas Certificate of Title

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You should have this for the new car. It will show you as the owner and the finance company as the lien holder. The term mortgage refers to real estate. If you are being told by the seller you do not get the title until the loan is paid off, then this is total BS. <p>By the way whose name is on the registration. If it is yours, then the title transfer has been made to your name, and you can get a certified copy from the DMV, if the seller has the original and refuses to give it to you. If it is not in your name, then something is "funny". Call the seller and ask them where you Texas Certificate of Title is. Once you get it, original or certified copy, you will also need a permission letter from the lender to take the car into Mexico. <p>Hope this helps.
 
 
 
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