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normamc288

Aug 28, 2009, 8:39 AM

Post #1 of 5 (2451 views)

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USA ins. in Mexico

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I totally hesitated to write as I know the answer is here somewhere but for time, can someone answer this question? Thanks. When you call to order Mexican Ins. they always ask if you have ins. in the USA. My question, after you buy Mexican ins. do you need to keep USA ins. if you will not be driving your car in the USA? AND, your USA insurance is not good in Mexico anyway.

Thank you, thanks and thanks again for your answer. Norma

mcm

Aug 28, 2009, 9:12 AM

Post #2 of 5 (2438 views)

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Re: [normamc288] USA ins. in Mexico

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Norma
It would be helpful if you were a bit more specific -- It's not clear who "they" are: who did you call to "order" Mexican insurance? Did you get this request from a broker, an online broker, or an insurance agent in Mexico? Are you buying an annual tourist auto insurance policy, or just coverage fora few months?

Here's my experience: I've been buying annual policies for a US-plated car for twelve years, using several different companies (most recently AXA), and have used brokers here in Mexico, as well as some of the online brokers. None have asked if I have US insurance, and I haven't had it since the vehicle was brought into the country. As long as you don't drive the car outside of Mexico, your tourist auto insurance policy should be enough.

FYI -- AXA policies may include coverage while driving in the US, at no extra charge (check with your broker).

Also, requirements/rules may differ depending on the company that is underwriting your policy (if you buy it through an online broker, for example). The best bet is to ask the person you're buying the insurance through for more specifics.

Hope this helps.

(This post was edited by mcm on Aug 28, 2009, 9:12 AM)

Bethie

Aug 28, 2009, 9:15 AM

Post #3 of 5 (2433 views)

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Re: [normamc288] USA ins. in Mexico

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One thing to keep in mind, in some states such as Maryland, you must maintain NOB car insurance in order to keep your tags on the vehicle. if you want to cancel your Maryland car insurance, turn in your tags first, then cancel the insurance. If you cancel your insurance before turning in your tags, you are fined daily.

Rolly

Aug 28, 2009, 9:54 AM

Post #4 of 5 (2419 views)

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Re: [normamc288] USA ins. in Mexico

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It is true that some Mexican insurance companies require that you have current insurance in your home country. Most companies do not have that requirement.

You'll find a lot more details in my website at: http://rollybrook.com/auto-insurance.htm

Rolly Pirate

E-visit me http://Rollybrook.com
On Facebook as Rolly Brook

normamc288

Aug 28, 2009, 10:38 AM

Post #5 of 5 (2405 views)

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Re: [Rolly] USA ins. in Mexico

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Thanks to those persons who answered my question re: ins. I was just going to write to Rolly as it seemed to me it was a "Rolly" kind of question and Bingo. It was. Thanks Rolly for that great website. Gotta go finish reading it now. Norma