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david2572

Jan 24, 2004, 9:12 AM

Post #1 of 7 (401 views)

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Legal Driver?

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Hi everyone:

My girlfriend and I will be moving to the Lakeside in about 6 months. We are selling my car and driving hers. Am I OK driving her car in Mexico without her in the car? If not, any suggestions on what to do?

Thanks for your help,

David

jennifer rose

Jan 24, 2004, 9:25 AM

Post #2 of 7 (396 views)

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Re: [david2572] Legal Driver?

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Those authorized to drive a temporarily-imported foreign-plated car are:

1. The importer
2. His or her kinfolk as described in the other posts.
3. Any foreigner having the same immigration status as the importer.
4. If the importer is present in the motor vehicle, any licensed driver.

david2572

Jan 24, 2004, 9:52 AM

Post #3 of 7 (388 views)

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Re: [jennifer rose] Legal Driver?

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Thanks for your help, Jennifer.

David

Georgia

Jan 25, 2004, 7:21 AM

Post #4 of 7 (335 views)

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Re: [david2572] Legal Driver?

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After that, move on to part 2 of the inquiry: what does your insurance policy require as to who can drive the car?

david2572

Jan 25, 2004, 8:54 AM

Post #5 of 7 (327 views)

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Re: [Georgia] Legal Driver?

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Good point, Georgia. I know her current policy covers me when driving her car. When we purchase Mexican insurance before crossing the border, I'll make sure that the policy covers both of us. Thanks for the reminder.

David

alex .

Jan 26, 2004, 10:16 AM

Post #6 of 7 (265 views)

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Re: [Georgia] I don't know anything about insurance

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and I can prove it: Does uninsured motorist coverage count for someone driving the insured's car or only other, uninsured vehicles? I'm continually confused by the insurance industry; is the Vehicle insured or the Driver? If its the vehicle why does the driver have to qualify to be insured, if its the driver then why does the owner of multiple vehicles, who can only possibly be driving one at a time , have to insure the whole "fleet"?
Alex

(This post was edited by alex . on Jan 26, 2004, 10:17 AM)

Georgia

Jan 26, 2004, 11:00 AM

Post #7 of 7 (256 views)

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Re: [alex .] I don't know anything about insurance

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Uninsured motorist coverage: covers your losses when another driver who caused your loss doesn't carry any or enough insurance to pay for the loss.

Liability insurance: protects you (insures you) against loss on claims for damage you do.

Collision/theft/all perils: covers your vehicle (always when there is a loan on the vehicle) for losses incurred in an accident/theft/etc.

If you own several vehicles and there is only one licensed driver in the house, the insurance premium will often be adjusted downward. Depends on the state you live in.