Hound Dog
Nov 6, 2010, 10:43 AM
Post #11 of 39
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Re: [johninajijic] WARNING!!! USING ATM MACHINES IN AJIJIC
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don pedro quote - what a bogus post. who would use sophisticated methods to net $300pesos?
Well, John, I wouldn´t worry about what the responder above thinks of your warning or the fact that, on a forum he apparently controls, he disrespectfully and proudly moved your warning to a section of that forum reserved for jokes and rumors. This sort of gratuitous ridicule of someone attempting to perform a public service with nothing personal to gain is not untypical of some. By posting your warnings about ATM fraud here you are reaching an audience astute enough to realize that warnings of this nature, which alert the reader to be cautious when using certain off- premise ATM machines, are posted for the benefit of all and are simply warnings based on the poster´s trusted sources, not statements of indisputable fact. Why, in God´s name, anyone would proclaim such a warning as "bogus" in order to belittle the messenger is beyond me. Perhaps your detractor was in an especially bad mood when he posted his rebuke.
I, and I am sure, others, appreciate a heads-up when using ATM machines in Mexico where ATM machine fraud is rampant and this information is useful for newcomers and veterans alike.
We have lived in Mexico full time for some ten years and no longer use stand-alone ATMs or ATMs located at retail outlets that have no control of the functions of the machines because we had a few problems over the years and, when one has a problem with a machine not on the premise of a bank where one is a client (whether the debit card is issued by that or another bank), if there are problems of any kind, problem resolution becomes more problematic. We also try, when possible to use bank premise machines when the branch in which the machine is located is open for business although there are times when there is no choice in the matter.
Because we live in both Ajijic, Jalisco and San Cristóbal de Las Casas, Chiapas, we maintain two separate bank accounts at two major Mexican commercial banks and one at a major U.S. bank. Both Mexican banks have branches in just about every podunk town in the country so we are always able to find a branch of one bank or or the other anywhere we may travel and we travel extensively in Central and Southern Mexico. We recommend the reader adopt a similar pattern if possible and then it will become unnecessary to use stand-alone ATM machines except in emergencies. It has been our experience over the years that on-bank premise machines are far less likely to present you problems and if they do, there is help there to aid you in resolving those problems. No matter where you use an ATM machine, here are some hints on how to minimize potential problems:
* Observe carefully what is going on around you, try to use ATMs in public areas at banks and never use an ATM at night in a deserted area if possible.
* Try to cover the transaction with a hand when you are entering your PIN and make sure no one is able to spot the number you enter.
* Never solicit nor accept proferred help from strangers.
* Finally, and perhaps most importantly, regardless of what naysayers may say, follow forums such as this one on Mexico Connect to see if responsible citizens, such as John in this case, are posting warnings about cases of suspected fraud clusters as he wrote of in the Ajijic area and, for a time at least, when it is even remotely possible that these warnings have or may have merit, use great caution or change your habits when using area ATM machines.
Thanks again John. Perhaps you should be more selective in choosing the forums in which you participate in the future and avoid those where moderators baselessly subject you to ridicule for no apparent reason.
(This post was edited by Hound Dog on Nov 6, 2010, 11:21 AM)
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