
cookj5
Dec 30, 2010, 9:17 PM
Post #3 of 7
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Re: [PatriciaHemingway] Moving to Ajijic
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I agree pretty much with what RickS says. To give you an idea of actual costs, my wife and I moved down here 3 1/2 years ago and our basic costs have remained pretty stable. We live in a 2 br, 2ba condo for $575 (USD)/month on a long-term lease. We had to shop around to find this deal, but they are definitely out there more and more. RickS is right about the April/May period being flooded with rental opportunities. Definitely scour the bulletin boards at the Lake Chapala Society (LCS), the groceries such as El Torito and SuperLake, and Dona's Donuts. Those will have much better deals than you will find at a rental agency. We pay about $300 pesos/month for electricity, and about $400 pesos/month for propane. Telephone/internet service through Telmex runs about $470/ month. We have a small low-maintenance Japanese car with good milage that we don't use a lot. In 3 1/2 years we have put on only about 10,000 miles, including the initial drive down here from the US. So, gasoline use is only about 1 tank/month, or about $350 pesos. We walk most places around town which not only saves money but is healthier and more fun. Auto insurance runs about $400/year USD. For food and household supplies, we spend approximately $500 pesos a week, shopping primarily at the Soriana store in Chapala. We shop carefully and buy Mexican brands and particularly store brands when they are available. They are generally just as good as imported products and can cost only 1/3 as much. Other substantial expenses include our immigration (FM3) for which we use a local facilitator and which costs us (total) about $5000 pesos/year. We also are signed up for IMSS for health insurance which costs (using the same facilitator) about $5500 pesos/year to cover both of us. We use the IMSS as a catastrophic back-up and just pay out-of-pocket for routine medical, dental, and pharmaceutical. We figure all those expenses add up to approximately $2500 pesos/month or less for the two of us. We keep our entertainments inexpensive. We go out to lunch 2-4 times a week rather than dinner. Lunches for two at local restaurants will run between $100-200 pesos. We hang out with friends, go to all the free fiestas, take walks around town, hike in the mountains and read a lot. I engage in photography and publish a photo-journal blog. Both are essentially free activities, if you don't include the original purchase of the digital camera and computer. My wife paints and works on our small patio garden. We take a Spanish class once a week costing $300 pesos/month for the both of us. I suppose I should include our $800 pesos/year dues to the LCS which is an extremely small amount to pay for all the wonderful services the LCS provides, including a relatively large library, a video library, and access to very low cost book purchases ($7 pesos for soft back, $10 pesos for hardback), great gardens to hang out in and many, many classes and groups. Of course, all the figures above apply to two people, but you can see the general drift. You can spend more than the above, and lots of folks do, but you don't need to and we don't feel ourselves deprived in any way. In fact, we live pretty much the lifestyle we had in the US, without the stress and general insanity of north-of-the-border living. At current exchange rates, $1.00 USD = $12.38 pesos. I have used pesos or US Dollar figures according to how we pay. I'll let you do the math, if you want, since it's late in the evening and I am, after all, retired. Good luck on your move P.S. Here is the address to my photo-journal blog about our adventures around Lake Chapala and traveling in Mexico. Despite Rolly's no doubt excellent instructions, I am not smart enough to make the link active. http://cookjmex.blogspot.com/ Just copy and paste this into your url box on your browser
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