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bdudge

May 27, 2006, 6:05 AM

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CREDIT CARDS

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I READ RECENTLY THAT CAPITAL ONE WAS A GOOD CARD TO HAVE IN MX, AND MY OLD ONE IS EXPIRING..A DIFFERENT ONE..SO WANT TO APPLY FOR CO BUT DON'T KNOW IF I SHOULD PUT MY REAL ADDRESS IN MX (I OWN) OR MY BACKUP US ADDRESS IN THE US. I NEED TO GET THIS DONE PRONTO. SUGGESTIONS? ROLLY? THANKS A LOT. BARBARA
Barbara

Georgia

May 27, 2006, 6:43 AM

Post #2 of 4 (563 views)

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Re: [bdudge] CREDIT CARDS

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If there is even the slightest possibility that you might move back to the US, keep the card with a US address for credit worthy purposes. It's best if you can get a card that allows you to access you account online. That way you can make timely payments using internet banking. Keeps a credit history in the US which can be invaluable in the always uncertain future.

Gringal

May 27, 2006, 9:33 AM

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Re: [bdudge] CREDIT CARDS

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You can have the best of both worlds if you have a credit card through one of the U.S. banks with a Mexican connection. Mine is "Banamex USA" which goes through the Citibank/Banamex system. I use my U.S. address (a tiny box-like residence in a Texas postal station) to simplify the matter.

The only downside is that I keep getting solicitations from Texas charities.

N2Futur

May 30, 2006, 1:23 PM

Post #4 of 4 (450 views)

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Re: [bdudge] CREDIT CARDS

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We have Capital One credit cards. Unlike others, they DO NOT charge extra for foreign transactions. We pay the credit card bills online. I would keep a US address. Don't forget to inform them that you will be using the card in Mexico.

Elke
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"When choosing between two evils, I always like to pick the one I never tried before." - Mae West