Miguel Palomares
Aug 27, 2005, 7:59 AM
Post #19 of 24
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Re: [ncferret] health insurance
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As I said in my first response, some are good, according to what I have read and heard. Here is a posting I put some months back on the Yahoo Morelia forum. Following that is a posting from another person, whom I know personally, on the same forum. IMSS is a crapshoot. Maybe you win. Maybe you do not. I would avoid it.
"I have a Gringo friend here in Patzcuaro. He is married to a Mexican.
They are not rich folks, but they have IMSS coverage. She recently was
diagnosed with cervical cancer. She underwent surgery in a big IMSS
hospital in Morelia. Unfortunately.
Hubby was waiting outside the operating room during the surgery,
listening to his wife´s screams. I am not making this up. At some
point, he spoke to a nurse asking what was happening, and saying he
could buy anesthetic at a nearby pharmacy if it were necessary. He
knows Mexico. Oh, no, said the nurse, we have anesthetic!
Screams continue.
The next morning, as the poor woman was lying in bed, totally drained,
trying to get her wits together, my friend discovered the truth. They
had anesthetic, but not enough. The nurse the night before was lying
(as is common). It would have looked bad had she admitted the truth.
I wouldn´t have used an IMSS clinic for something serious before
learning this. Now, I wouldn´t be caught dead in an IMSS clinic."
Now, here is the second report:
"My husband had hernia surgery at (an IMSS hospital) several years ago. The floor he was on was
filthy. Not one of the toilets in the men's bathroom was not
overflowing. Only one functioned in the women's room. They gave him
an expensive Tylenol substitute for the pain after surgery. Nothing
more.
I had a student for probably two years in a Teacher Training Course
I was doing who, during the time she was my student, met and married
a fellow. We went to the wedding and were surprised to see that my
husband knew the groom!
Several months passed. The new husband decided to have elective
surgery on his nose, deviated septum, I believe. His now pregnant
wife took him to the IMSS at the designated time and went to pick
him up at the time they told her to return.
She waited where she was supposed to, then a doctor came out and
explained how sorry he was, that they had given her husband
anesthesia, he went into cardiac arrest, they got him back, but then
he died.
As the husband worked for a local television station this was
immediately all over the news, which is how I found out what had
happened. I went to the funeral home and barely recognized my former
student. What had been a joyously awaited pregnancy the day before
now was tragic. During the mass given at the funeral home the priest
put all hope into the baby and that the husband would live on
through this little boy.
Three weeks later she went into labor, the baby coming three weeks
early. IMSS did not take the proper care with the premie with
underdeveloped lungs, and he too died."
So, those are two reports from personal friends of mine. Others, I have read, are happy with IMSS. Myself, I would not touch IMSS.
From Tzurumutaro, Michoacan, "The Village of the Darned."
_______________________________________
The nuts and bolts of moving to Mexico:
http://michaeldickson.blogspot.com/
The dark side of living in Mexico:
http://mexicopeeks.blogspot.com/
Scintillating life in a Mexican pueblo:
http://tzurumutaro.blogspot.com/
http://tzurumutaro2.blogspot.com/
(This post was edited by Don Palomares on Aug 27, 2005, 8:05 AM)
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has a number of policies you can apply for online. I found their rates to be among the best. They have options for Worldwide or Mexico only policies. They are licensed in the state of Indiana. An obvious advantage to purchasing coverage from a company based in the US is that the policy is written in English. 