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playaboy

May 16, 2012, 1:24 PM

Post #1 of 8 (3211 views)

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Autopista Insurance

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I was driving the Arco Norte the other day and had a rock crack a window. I put in a claim at the Caseta and had an adjuster come out and take a report. I don't speak Spanish very well and don't know how to get reimbursement for my accident.

Has anyone ever filed a claim? How did you get your money?

Gracias



bournemouth

May 16, 2012, 2:27 PM

Post #2 of 8 (3200 views)

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Re: [playaboy] Autopista Insurance

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I think you'll find you need to have reported the accident before you left the autopista. The Maxipista in Sinaloa does not pay for glass damage whilst I think others do.


Rolly


May 16, 2012, 2:48 PM

Post #3 of 8 (3196 views)

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Re: [playaboy] Autopista Insurance

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http://rollybrook.com/toll-roads.htm scroll down a ways for information about the insurance and two first-hand reports.

Rolly Pirate


sparks


May 16, 2012, 7:28 PM

Post #4 of 8 (3158 views)

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Re: [Rolly] Autopista Insurance

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If you enter a toll road from the "non ticket booth side"
and don't have a TOLL TICKET .... how are you going to collect. (Never have found a 2 sided toll)

Tons of toll roads have unmarked/unrecorded entrances/exits that people can jump off and on

Don't depend on the "system" like most of Mexico

Sparks Mexico - Sparks Costalegre


esperanza

May 18, 2012, 5:24 AM

Post #5 of 8 (3082 views)

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Re: [playaboy] Autopista Insurance

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On Rolly's website, the second tale about autopista insurance is mine. You do report your problem at the nearest toll booth. The insurance adjuster does come and take a report. You do NOT file a claim. The insurance pays for everything. In our case, there was no paperwork on our part; the adjuster filled out his report, the tow truck came for the car, and everything was handled at the repair shop. Service was excellent and we paid for nothing.

However, I do not believe that glass damage of the kind you report is covered on any of Mexico's toll roads. If I recall correctly, the issues covered by your toll receipt only include damage caused by road conditions.

Your vehicle's insurance should cover damage to glass. You pay a small deductible and the insurance pays the balance. Our insurance company does not even require an estimate; we simply take our car to the authorized glass repair service shop and they fix it.




http://www.mexicocooks.typepad.com









Vichil

May 18, 2012, 12:54 PM

Post #6 of 8 (3047 views)

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Re: [playaboy] Autopista Insurance

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We had an accident on a quoto road south of Vera Cruz because of som metal that hd been left on the road, an adjuster came and he gave us 3 names of approved people to have the car fixed in Guadalajara so I think that if CAPUFE was covering the glass the adjuster would have given you the names of the place where you could take your car. They pay for everything you do not get reimbursed.


playaboy

May 18, 2012, 2:36 PM

Post #7 of 8 (3031 views)

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Re: [Rolly] Autopista Insurance

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Rolly, here is a story to add to your web site.

How it all ended up.

My Spanish is very limited and even more so on the phone. I was having difficulty understanding exactly what the insurance company wanted. I wrote an email to Inbursa using the contact address on there web site. I also copied the Arco Norte.

Because the rear sliding window was “maliciously” broken, the insurance company requires a report filed with the prosecutor, at Public Ministry in Tula, before they can pay out a claim. Once I filed the report they would pay my claim. There was never a question about coverage. I explained how I was a tourist in transit and how difficult and expensive it would be for me to return and do that. I also told them that I had ordered a new replacement window, 2380 pesos installed, and that I was having it installed tomorrow. Because my circumstances, the insurance company decided that they would waive the requirement for the report with the prosecutor and that I should take my receipt, factura, to the local Inbursa office in Queretaro for reimbursement.

I took my truck to the body shop this morning. The sliding window they ordered was not the correct size. One of workers drove with me, 2 blocks, to the auto glass shop and explained the situation. They said that they would need 1 ½ hours to fix it. When I returned to body shop, the worker and I walked back to the glass shop and picked up my truck. Back at the body shop I asked for a factura for the insurance company. They gave me the bill, 350 pesos total. I asked if this was correct. They smiled and said “si es correcto”. My eyes must have bugged out of my head, I was shocked. I paid and left a nice tip.

When I got back to Robt65’s house, I took a close look at the window. I believe the glass shop repaired the broken pane in the slider instead of the whole unit. The tinting matches perfectly.

I just emailed Inbursa and let them know what I paid. I told them, for that amount, I would not be seeking any money from them and to close the claim.

The people at Inbursa could have played hardball and stuck to the rules but they were willing to bend them and accommodate me.

The body shop could have sent me on my way when they had the wrong window or could have charged me the full estimated price.

Instead, everybody was extremely helpful. If there were any problems, it was me and my lack of Spanish.

This is one of the reasons I love living in Mexico.


rockydog85251

May 18, 2012, 5:54 PM

Post #8 of 8 (3009 views)

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Re: [playaboy] Autopista Insurance

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Here is a post we made back in Oct, 2011 about damages suffered on the autopista:

http://www.mexconnect.com/...;;page=unread#unread

We were pleased with the outcome, but due to my limited Spanish, we had a fluent friend help out - she got results right away!
Good luck to you.....
Willie

(This post was edited by Rolly on May 18, 2012, 6:57 PM)
 
 
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