Jan 9, 2012, 8:47 PM
Post #2 of 4
As you may know, "phishing" is not unique or confined to Mexico; most comes from USA , ex-Soviet nations, and China. I've been hit with bogus PayPal, Visa, Wells Fargo and others in the past, mostly in and from USA. Phishing is very easy to do; almost any amateur can do it credibly.
Whenever I see an email request to provide info, etc I just call the individual, institution or org involved (but I do NOT use any phone numbers included in suspect emails, unless I verify them via other means).
General precautions, do NOT: use bank names and locations, Social Security numbers, your birth date (any time I'm asked to provide my birth date, I do not use my actual one) in emails. Always be sure to always log out or sign out from websites (ESPECIALLY eBay, PayPal, Amazon, bank, etc). Avoid logging on to personal websites such as your bank, your eBay, your PayPal, etc from public or widely shared computers. Verify that the "Remember Me" box associated with LogIn and Password are unchecked on computers other than your own.
For credit card and bank transactions on the Internet (eBay, PayPal, Amazon, etc) I have a unique separate bank account which I only keep a minimum balance until I make a purchase/transaction, and then I only transfer the need amount into that account, when it is needed. I DO use that Visa debit card in Mexico; if lost or stolen the maximum exposure is what little balance I may have at any given time. I also inform my bank of where I am traveling to at any given time. My bank passwords are unique (I do not use them for anything else), and I change them periodically.
I teach computing classes and often hear "Well, I've doing XXX for years and have never had a problem" - a common excuse for many risky behaviors.
JuanCha de: Santa Fe NM, San Cristobal de Las Casas Chiapas, San Diego CA