Apr 15, 2011, 8:31 AM
Post #6 of 31
Seguro Popular is a basic health insurance. It is, as pointed out earlier, a very low cost health insurance program sponsored by the Federal Government for ALL people who do not have a health insurance program. When I say ALL, I mean ALL. I am an 84 year old expat. I have pre-existing conditions, I had no health insurance here in Mexico preferring to pay for medical services on an as-needed basis from private physicians. I still do that but in April of 2010, I joined Seguro Popular as a catastrophic illness coverage plan. I have never used it as yet.
Nevertheless I was surprised when because of my age all premiums were waived and I joined for free for a two year stint. I must renew before March 31, 2013. This two year policy period is apparently standard for all users and they all must renew when their two year period terminates.
I can't recall exactly what documentation I needed but I do remember my FM3, my Curp, and for some reason my Mexican Driver's license--probably as proof of residence. No questions about proof of income at all. No questions about pre-existing conditions. The process was simple although time consuming. Waiting in line, making the application, and being told to wait. After waiting some two hours or so I became bored, broke into the line, and asked if I could come back later to be told, yes, I could. Back later in the day just before the office closed and received my documentation and policy.
The catalog of illnesses and procedures covered is quite extensive ranging from cardiovascular to cancers and treatments, etc. I feel for catastrophic coverage I am well covered. I can also buy my medications through the system, although I have never used that feature either. The coverage seems to be just as good as IMSS but practitioners and services are obtained through the general hospitals rather than IMSS or private. The question faced is whether the applicant has faith and confidence in that source. I do, since my private doctor was one of the founding fathers of our local general hospital. In fact he was director and worked for a year or so getting the hospital's certification.
Would I recommend investigation of this program for anyone looking for health insurance? Yes.
The Seguro Popular office, at least here in Jerez, is located at the General Hospital. I would suspect it to be so anywhere in Mexico.
As ever, jerezano
(This post was edited by jerezano on Apr 15, 2011, 8:36 AM)