
mazbook1

Dec 7, 2009, 6:33 PM
Post #8 of 8
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Re: [Moisheh] Aguinaldo season--everyone ready?
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Don't confuse a gardner and "domestic" help, e.g., maids, cooks, etc., inside the house. The labor lawyer is quite right about the gardner who also works for others being "contract" labor. To protect yourself, though, you really should get some sort of receipt or "nota" from him each time you pay him. If he is an employee, you must legally enroll him in IMSS and pay those costs plus the annual aguinaldo and vacation pay. Domestic help is a totally different story. You are legally obliged to pay aguinaldo and vacation pay, but you are NOT legally obliged to enroll them in IMSS. Depending on the daily rate of pay, enrolling them in IMSS can be a fairly expensive proposition percentage wise. Up to 60% additional, mostly in cash, over the period of a year (the higher the daily rate, the lower this percentage is). It does include worker's compensation insurance for your protection and of course all the medical and illness benefits for her immediate family. Normally, a domestic employee enrolled in IMSS will accept around a 25% lower daily take-home than one who is not registered in IMSS. As I UNDERSTAND IT, IF a domestic employee asks to be enrolled in IMSS, you must do so, but all the domestic employees I have had have worked at both my home and my business, so they were actually business employees and I was required to enroll them in IMSS, so I haven't had the opportunity to find out if this understanding of mine is exactly the case. However, for your peace-of-mind I HIGHLY RECOMMEND that you enroll all employees in IMSS whether you think they are domestic help or not. Just the worker's comp aspect is invaluable. One Mazatlán resident, who had a maid who was clearly nothing but domestic help, so wasn't enrolled in IMSS, learned this the hard way. The maid slipped on a staircase and hurt herself and the costs to her employer were horrendous! If she had been enrolled in INSS, they would have been non-existant!
(This post was edited by mazbook1 on Dec 7, 2009, 6:37 PM)
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