Mexico Connect
Forums  > Areas > Jalisco's Lake Chapala Region


Zorro13

Feb 6, 2008, 5:32 AM

Post #1 of 8 (2877 views)

Shortcut

Insurance

Can't Post | Private Reply
I am posting this here because Lakeside is where I'm going to. That was terrible grammar. Anyway, I'm looking for sources for automoble insurance and health insurance.

Thank yoiu all for your time and attention in this matter.



bournemouth

Feb 6, 2008, 6:40 AM

Post #2 of 8 (2869 views)

Shortcut

Re: [Zorro13] Insurance

Can't Post | Private Reply
Zorro - are you going on a visit or moving there? Different answers for those two things.


Zorro13

Feb 6, 2008, 8:28 AM

Post #3 of 8 (2849 views)

Shortcut

Re: [bournemouth] Insurance

Can't Post | Private Reply
Definitely moving down. But, if it makes a difference, I will be moving down on an FMT instead of a FM3. And thanks for the very speedy reply.


bournemouth

Feb 6, 2008, 12:01 PM

Post #4 of 8 (2832 views)

Shortcut

Re: [Zorro13] Insurance

Can't Post | Private Reply
Zorro - for insurance for the trip down, we have always been happy with Bob Acosta, San Xavier Insurance:
mexicobob@aol.com or http://www.mexican-autoinsurance.com/. Once established here I would recommend switching to a local agent - it's nice to have someone in the same location to go to bat for you should anything go wrong.

Health insurance - this is a large subject in itself. There is IMSS, the government health scheme. Costs a nominal amount per year (something in the region of $300 US I think) but it takes up to 3 years to be completely covered and pre-existing conditions may keep you out, or at least out of coverage for those conditions. Some people keep it as a backup - it's a personal decision - the system is not in good financial health and I wonder for how many more years the Mexican Government will be kind enough to let expats participate.

Private insurance - no where near as expensive as the US. We carry catastrophe insurance with ING and it costs us around $3800US for the year for both of us, with a 30,000 peso deductible per occurrence (not per year). We had to be under 65 when we first signed up - over 65 you are out of luck with this particular company. I think there is one company, Seguros Monterrey sticks in my mind, who will accept you up to 70.

Day to day medical costs are reasonable here - 150 pesos or thereabouts for a doctor's office visit. $20US for a chest x-ray so basic costs can be met by most people easily. It's when and if things go wrong, that it can get expensive. Private hospitals are not going to admit you without some arrangements being made to meet the bill. Once in, they may refuse to let you out until a satisfactory payment plan has been agreed to.

I'll be happy to send you contact information for our ING agent, who provides our health insurance, home owners and auto insurance, should you want it.


Rolly


Feb 6, 2008, 12:30 PM

Post #5 of 8 (2828 views)

Shortcut

Re: [Zorro13] Insurance

Can't Post | Private Reply
There is more about health insurance here: http://rollybrook.com/health.htm

I self-insure and have been pleased with that arrangement.

Rolly Pirate


song_of_joy

Feb 6, 2008, 5:06 PM

Post #6 of 8 (2797 views)

Shortcut

Re: [Rolly] Insurance

Can't Post | Private Reply
I think you'll find a lot of excellent, current information in this article we published two months ago in Mexconnect. It's quite comprehensive.
http://www.mexconnected.com/...ck/thamrick1207.html

The author, Tony Hamrick, will be offering a health care seminar February 13, 11 a.m. at La Nueva Posada for those of you who live here.

For auto insurance, this is an option I've had good reports on: http://mexconnected.com/amex/mexpro/index.html
Mexico Insurance Professionals offers every type of insurance for Mexico including Mexican auto insurance, boat insurance, homeowners insurance, renters insurance and business and commercial insurance.


Rolly


Feb 6, 2008, 7:02 PM

Post #7 of 8 (2780 views)

Shortcut

Re: [song_of_joy] Insurance

Can't Post | Private Reply
Joy, your first link doesn't work.

Try this one: http://www.mexconnected.com/...ck/thamrick1207.html

Rolly Pirate


(This post was edited by Rolly on Feb 6, 2008, 7:07 PM)


song_of_joy

Feb 6, 2008, 7:29 PM

Post #8 of 8 (2770 views)

Shortcut

Re: [Rolly] Insurance

Can't Post | Private Reply
Thank you, Rolly, for the heads-up.

http://www.mexconnected.com/
mex_/travel/thamrick/thamrick1207.html

For some reason, the system is substituting dots for a part of the URL. I've listed it here on two lines.

Another option is to pull up the December edition "The Magazine" from our back issues index and click directly on the link.

Carol


(This post was edited by song_of_joy on Feb 6, 2008, 7:40 PM)
 
 
Search for (advanced search) Powered by Gossamer Forum v.1.2.4