MexConnect
Living  |  See all articles tagged health index-page insurance legal

Healthy living in Mexico: insurance, health care and medical

Health is a major concern for all of us, as it has such a huge impact on the quality of life. This index explores different areas of health care and healthy living options for people living in Mexico.

 

Hospitals

Hospitals in Mexico range from small town clinics to third level government hospitals with prestigious research departments and cutting edge technology. The same can be said for private hospitals. In general, we have have found care here to be excellent and, in some ways, more humane than it is north of the border.

  • Private care

    The editor's first experience with private hospitals was in 1978. Appendicitis necessitated a trip to Guadalajara's Mexico-American hospital, where emergency surgery was followed by wonderful care.

    I discovered that private hospitals did not accept insurance policies from north-of-the border and required a patient to pay upon release. Sometimes this is still the case. They do, however, facilitate the paperwork for the patient's reimbursement.

    More and more, private hospitals are accepting insurance policies for payment, but it is essential to ask at the time of admission or beforehand, if possible.

    Hospitals expect a family member or friend to stay in the room with you, and a couch or cot is provided.

    Many Mexican physicians do post-graduate training in Europe, the US or Canada and are fluent in English. Nursing staff tends to be less fluent in English. A dictionary tucked under the pillow isn't a bad idea.

    •  

  • IMSS

    Hospitals and clinics run by the IMSS (Instituto Mexicano de Seguro Social) are available to all Mexicans and foreigners* who hold jobs. A portion of the salary is withheld to cover affiliation and the employer contributes a larger amount each month to complete the premium. In addition, self employed people and retirees may also join the system after taking care of the paperwork and paying the annual fee. Some pre-existing conditions may not be covered.

    IMSS services cover doctors, diagnostic studies such as x-rays and lab work, hospitals and medical procedures, as well as prescription drugs. As with all socialized medical systems, the wait for care is usually longer than that in the private system. Many expats consider IMSS affiliation as a kind of major medical insurance should the need arise.

    *Permission from the Immigration authorities is required for a foreigner to hold a job, and special working papers are needed.

 

Doctors

While no one enjoys going to the doctor, it's good to know there are extremely competent professionals on hand when a medical need arises. Most hospitals have a list of specialists with practice privileges. So do the consulates. That's a good place to begin.

In Puerto Vallarta, health professional Pamela Thompson offers a referral service called HealthCare Resources Puerto Vallarta. Call her at (322) 145-6912 and (322) 222-9638, or send her an e-mail.

 

Dentists

Expert dental work can be much less expensive in Mexico than it is elsewhere. Many of our readers make appointments for crowns, bridges, dentures and non-emergency peridontal surgery before coming down.

 

Elective procedures / Medical tourism

Medical tourism is growing in popularity, and procedures performed by highly skilled professionals can cost from 1/4 to 1/2 what they do in other first world countries. Cosmetic surgery, operations to correct obesity, hip and knee replacements and Lasik eye surgery are only a few of the procedures opted for in Mexico.

Robert H. Page MD and Curtis P. Page MD, authors of travel health guidebooks, assist in coordinating elective procedures in Mexico. So do HealthCare Resources Puerto Vallarta, E-mail.

 

Health insurance

While Medicare will not cover health care in Mexico, a number of private insurance policies cover emergencies for people traveling in Mexico. International insurance is available, as are policies underwritten by Mexican insurance companies.

 

 

 

Healthy living and travelling

Mexico's mild climate makes it easy to get outside and exercise almost every day. In addition, the abundance of fresh fruits and vegetables are a wonderful substitute for processed foods. It's important to make healthy choices.

 

Alternative treatment

Holistic medicine, Reiki, homeopathic therapy and other alternative treatments are widely accepted and available in Mexico.

 

Resources

 

 

Published on October 18, 2008